One question, answered straight

How many solar panels do I actually need?

Divide your annual electric usage in kWh by your state's average annual production per kW (1,350 in Missouri, 1,400 in Kansas) to get your system size in kW. Divide that by your panel's wattage, typically 400 to 440 watts, to get panel count. A typical 14,400 kWh Missouri home needs about a 10.7 kW system, roughly 25 to 27 panels.

By Joshua Hayeslip · Founder and CEO, Solar Assure

The formula

Three numbers, in this order.

1. Annual usage (kWh)Sum the last 12 months of your electric bills in kilowatt-hours, not dollars. This is on every bill.
2. Divide by production per kWMissouri averages 1,350 kWh per kW installed per year; Kansas averages 1,400, both at a south-facing roof with proper tilt and no major shading. The result is your target system size in kW.
3. Divide by panel wattageSolar Assure installs Tier-1 monocrystalline panels, typically 400 to 440 watts each. Divide your target kW (in watts) by the panel wattage to get a panel count.

Production figures are Solar Assure's own state averages, unchanged from our calculator's defaults; see disclosures. Your actual roof orientation, tilt, and shading change your real number, which is why a quote includes an Aurora Solar production model specific to your address.

Worked examples

Missouri and Kansas, side by side.

HomeAnnual usageProduction factorSystem sizePanel count (400W)
Typical Missouri home14,400 kWh1,350 kWh/kW~10.7 kW~27 panels
Smaller Missouri home10,800 kWh1,350 kWh/kW~8.0 kW~20 panels
Typical Kansas home14,000 kWh1,400 kWh/kW~10.0 kW~25 panels
Larger Kansas home16,000 kWh1,400 kWh/kW~11.4 kW~29 panels

Kansas note: because excess exported kWh are credited at wholesale, not retail, under K.S.A. 66-1263, Solar Assure sizes Kansas systems a little closer to actual usage rather than rounding up, to avoid overproducing into the low wholesale credit. See our Kansas payback math for why that matters.

Common questions

Sizing, answered honestly.

Should I size for 100% of my usage?

In Missouri, yes, generally: RSMo 386.890 credits exports at the full retail rate within the billing cycle, so sizing close to 100 percent of annual usage captures the most value. In Kansas, sizing slightly under 100 percent usually performs better, because excess production is credited at the wholesale system-average rate under K.S.A. 66-1263, not retail.

What if my roof can't fit the panel count I calculated?

Higher-wattage panels (closer to 440W) fit more capacity into the same roof area than lower-wattage panels. Solar Assure's Aurora Solar design accounts for your actual usable roof area, orientation, and shading before recommending a final panel count and layout.

Josh personally reviews the production model on every Solar Assure quote before it goes to a customer. The formula on this page is the same one used to build our online calculator's defaults, not a separate marketing number.

Joshua Hayeslip
Written by
Founder and CEO, Solar Assure
Last updated September 24, 2026 · ~5 min read

Skip the math. Get your real number.

Enter your address and bill and we'll size it from your actual roof, not a rule of thumb.

Or call (636) 679-0998 or email josh@solarassure.net.