Service areas
Solar installers in Missouri & Kansas.
Solar Assure is a family-run solar company based in Lake Saint Louis, Missouri. We install premium residential solar across both states, from the St. Louis metro to the Kansas City corridor, with dedicated guides for the markets we know best. Each city has its own utility rules, permit process, and cost expectations. Pick yours below.
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Statewide topic guides
Solar guides for Missouri & Kansas
State-level reference pages on incentives, cost, net metering, and when solar makes sense · Updated April 2026
Missouri Solar Incentives 2026What's still available after the federal residential ITC expired Dec 31, 2025. Covers RSMo 386.890 net metering, RSMo 442.404 HOA protection, the CWL $500/kW Columbia rebate, and why the RSMo 137.100(10) property tax exemption is currently unenforceable post-2022 court ruling. Read the Missouri incentives guide
Kansas Solar Incentives 2026What's still available after the federal residential ITC expired Dec 31, 2025. Covers the K.S.A. 79-201 Eleventh 10-year property tax exemption, K.S.A. 66-1263 net metering as amended by HB 2527 in 2024, and the 2020 Kansas Supreme Court Cromwell ruling protecting solar customers. Read the Kansas incentives guide
Missouri Solar Cost Guide2026 system-by-system breakdown of Missouri solar costs. Cost by size (6 to 15 kW), cost by utility territory (Ameren, Evergy MO Metro/West, Liberty, CWL, Cuivre River), and cost by city across all 11 Missouri service markets. Includes post-ITC math at Solar Assure's $2.50/watt pricing. Read the Missouri cost guide
Kansas Solar Cost Guide2026 system-by-system breakdown of Kansas solar costs. Cost by size (6 to 11 kW), cost by utility territory (Evergy Kansas Metro, Evergy Kansas Central, Liberty), and cost by city across the 7 Kansas service markets. Includes the Panasonic De Soto battery plant grid impact context. Read the Kansas cost guide
Missouri Net Metering LawPlain-English explanation of RSMo 386.890 (the Missouri Net Metering and Easy Connection Act). Covers the 100 kW residential cap, 1:1 retail rate compensation, the 30-business-day review window for systems 10 kW and smaller, IEEE/NEC/UL safety standards, and how the law applies across IOUs, municipal utilities, and rural cooperatives. Read the Missouri NEM guide
Kansas Net Metering LawPlain-English explanation of K.S.A. 66-1263 through 66-1271 as amended by HB 2527 in 2024. Covers the new 150 kW unified cap (up from 25 kW residential), the K.S.A. 66-1267 sizing formula, why excess credits zero out March 31 each year, and the difference between mandated IOU coverage versus voluntary cooperative and municipal coverage. Read the Kansas NEM guide
Franklin Home Battery GuideThe Franklin aPower 2 battery is the Solar Assure standard battery option. 15 kWh usable capacity, 15-year warranty, $15,500 typical installed price. Covers when battery makes sense for Missouri vs Kansas customers (storm risk, time-of-use rate exposure, off-grid intent), Tesla Powerwall comparison, and the K.S.A. 79-201 battery exclusion for Kansas. Read the battery guide
Missouri HOA Solar LawPlain-English guide to RSMo 442.404 (Missouri's HOA solar protection statute) and the unanimous January 23, 2026 Missouri Supreme Court ruling in Eikmeier v. Granite Springs that struck down rear-only HOA panel rules and confirmed retroactive application to all covenants. Includes the four-part test, what HOAs CAN and CANNOT do, and how Solar Assure handles architectural review submissions. Read the Missouri HOA guide
Kansas HOA Solar RightsHonest guide to Kansas HOA solar law, written for homeowners in deed-restricted communities. Confirms Kansas does NOT have a state-level HOA solar protection statute (unlike Missouri RSMo 442.404). Documents three failed legislative bills (HB 2268, SB 506, SB 144) and explains what protections DO exist (K.S.A. 58-3801 Solar Easements Act, KUCIOBORA fairness procedures). Practical negotiation strategies for Johnson County and other HOA-restricted Kansas communities. Read the Kansas HOA guide
Missouri Solar Property TaxPlain-English explainer of the 2022 Missouri Supreme Court ruling in Johnson v. Springfield Solar 1, LLC that struck down RSMo 137.100(10) (Missouri's solar property tax exemption) as unconstitutional under Article X, Section 6 of the Missouri Constitution. Covers the case, the constitutional reasoning, the post-ruling RSMo 393.1072 Task Force, the March 2023 STC guidance, seven failed legislative fix attempts, the practical residential reality, and how to verify your county's policy. Read the property tax guide
Missouri Solar Payback 2026Full transparency Missouri solar payback math after the federal residential ITC expired Dec 31, 2025 under OBBBA. Walks through 4 scenarios (8 kW, 10 kW, 12 kW Ameren MO + 10 kW Columbia W&L) with line-item math: gross cost, year-1 savings, 25-year compounded savings. Typical Ameren MO scenario: $25,000 system cost, $2,020 year-1 savings, ~11-year simple payback, $53,845 net 25-year benefit. Includes RSMo 386.890 net metering math and battery economics breakdown. Read the payback math
Kansas Solar Payback 2026The honest Kansas counterpart to the Missouri payback page. Kansas runs ~1 to 2 years slower than Missouri, not because of rates (Kansas is slightly higher at 15.25¢/kWh) but because K.S.A. 66-1263 (as amended by HB 2527 in 2024) credits excess kWh at ~2.4¢ wholesale system-average rather than retail. Walks through 4 scenarios (6 kW Overland Park, 10 kW Lenexa typical, 12 kW Wichita, 10 kW + Franklin battery): typical 10 kW system $25,000, $1,709 year-1 savings, ~12-year payback, $41,000 net 25-year benefit. Right-sizing matters more in Kansas than Missouri. Battery economics noted (~26-yr alone, outage protection only). Plus K.S.A. 79-201 Eleventh 10-year property tax exemption explained. Read the Kansas math
Is Solar Worth It in Missouri 2026?The Tier 1 decision page that complements the Missouri payback math. Where the payback page does the calculation, this page does the decision: should you even pursue solar? Walks through the 4-question screening test (own home, 5+ year horizon, decent roof, 800+ kWh per month), 6 specific YES scenarios (Ameren MO household with rate exposure, Columbia W&L with $5K rebate active, all-electric home, long horizon, Evergy MO TOU, HOA-protected post-Eikmeier), 5 specific NO scenarios (selling within 3 yrs, heavily shaded roof, under 600 kWh/mo, roof replacement coming, high-interest debt). Calls out the post-ITC reality most competitor pages still ignore. References Wave 7 Missouri Payback for the math. Read the decision guide
When Not to Install SolarEight honest scenarios where rooftop solar typically does not make sense for a Missouri or Kansas homeowner, written by an installer who would rather lose business than sell to people for whom the math does not work. Covers planning to move, roof age, shade, low bills, renting, high-interest debt, weak net metering, and pending home upgrades. Read when not to install
Solar Assure vs SunrunHonest line-by-line comparison of Solar Assure (local Missouri family installer) versus Sunrun (largest national residential solar company) for 2026 buyers. Covers ownership vs lease structure, $2.50 per watt gross pricing vs Sunrun lease at $0.2663 per kWh, 25-year warranty asymmetry, escalator clauses, home sale complications, the seven critical differences, and when each company is actually the better fit. Solar Assure operates directly in MO and KS while Sunrun routes those quotes through third-party affiliated installers. The lease trap explained. Read the comparison
Solar Assure vs Blue RavenHonest comparison of Solar Assure versus Blue Raven Solar for 2026 buyers in Missouri and Kansas. Both companies offer ownership financing only, both serve MO and KS. The differences live in corporate stability after the August 2024 SunPower bankruptcy, system sizing methodology (Aurora Solar vs documented undersizing pattern), warranty length (25 years vs 10-year workmanship), local Missouri vs Utah-based crews, and pricing transparency ($2.50 per watt published vs $3-5 per watt variable). Includes detailed bankruptcy timeline, six critical differences, and honest scenarios when each is the better fit. Read the comparison
Region 1
St. Louis Metro & St. Charles County
5 city guides · All Ameren + Cuivre River territory
Solar in ChesterfieldWest county's wealthiest city. Larger homes need 10-15 kW systems. HOA approvals for gated communities handled. Honest Ameren net metering math. Read the Chesterfield guide
~49K · 77.6% homeownership · $478K median · All Ameren
Solar in O'FallonMissouri's 7th-largest city. Mostly Ameren territory; southwest quadrant is Cuivre River Electric Co-op. Unique dual-utility guidance. Read the O'Fallon guide~97K · 81% homeownership · $326K median · Ameren + Cuivre River
Solar in St. CharlesMissouri's 8th-largest city, founded 1769. Home values up 30.9% since 2020, a strong equity position for $0-down financing. Historic district considerations covered. Read the St. Charles guide~73K · 68% homeownership · $299K median · All Ameren
All STL metro Ameren customers, lock in your rate.Ameren Missouri approved a 12% rate increase in June 2025 and has signaled more to come with Senate Bill 4 and the AWS data center coming online. Our deep-dive covers rate trajectory, net metering math, and why locking in a 25-year fixed rate changes the picture. Read the Ameren rate-lock guide Solar in WentzvilleMissouri's fastest-growing city. 82.5% homeownership (one of the highest in our service area). Home of GM Wentzville Assembly. Mix of Ameren + Cuivre River utility territory. Read the Wentzville guide~50K · 82.5% homeownership · $331K median · Ameren + Cuivre River
Solar in Lake Saint LouisSolar Assure's hometown, with HQ at 1200 Lake Saint Louis Blvd. Planned lake community built around 600-acre Lake Saint Louis + 85-acre Lake Sainte Louise. Primarily Cuivre River Electric territory. Read the LSL guide~19K · 75.6% homeownership · $406K median · Cuivre River + Ameren
Region 2
Mid-Missouri & Columbia
2 city guides · Municipal + cooperative utility territory
Solar in ColumbiaServed by Columbia Water & Light, a municipal utility with one of Missouri's only remaining solar rebates. CWL pays $500 per kW plus low-interest solar loans. Read the Columbia guide
~130K · $500/kW rebate · Municipal utility · Not Ameren
Solar in Jefferson CityMissouri's capital since 1821. State employee-dominated workforce with stable incomes. Ameren + Three Rivers Electric Co-op split utility. Post-2019 tornado market, so battery backup is a priority here. Read the Jefferson City guide~42K · 59.2% homeownership · $218K median · Ameren + Three Rivers
Region 3
Kansas statewide + KC Metro
8 city guides across Kansas + Kansas City, MO · Evergy Kansas Metro and Evergy Kansas Central · K.S.A. 66-1263 net metering
Solar in Kansas City, MOMissouri's most populous city with 510K+ residents across 5 counties. Evergy Missouri Metro + Missouri West subsidiaries. Plaza, Brookside, Hyde Park, Waldo, Northland. Sister page to KCK. Read the KC MO guide
~511K · 55.4% homeownership · $243K median · +7% YoY · Evergy Missouri
Solar in Lee's Summit, MOThe 6th-most-populous city in the Kansas City metro. Jackson and Cass counties. Served by Evergy Missouri West (not Metro), with a different rate schedule than KC proper. R-7 School District drives long-term residency that aligns with solar payback windows. Raintree Lake, Chapman Farms, Summit Crossing. Read the Lee's Summit guide~101K · ~$117 avg bill · 13.08¢/kWh · Evergy MO West
Solar in Independence, MOMissouri's 5th-largest city, Truman's hometown. Served by Independence Power and Light (IPL), a municipal utility since 1901. IPL's 16.43¢/kWh rate is 26% higher than Evergy, which means solar payback is 2 years faster than in Lee's Summit or Kansas City. Truman historic district, Westwood, Fairmount, Mount Washington, Blue Mills. Read the Independence guide~121K · ~$137 avg bill · 16.43¢/kWh · IPL (municipal)
Solar in Blue Springs, MOMissouri's 10th-largest city, 8th-largest in the KC metro. Jackson County, Evergy Missouri West (same utility as Lee's Summit). One of the highest homeownership rates in the eastern KC metro (68.9%) with median HH income of $88,920. Adams Dairy Landing, Timber Trails, Burr Oak, The Reserve. Fleming Park and Blue Springs Lake communities. Read the Blue Springs guide~60K · $88.9K median HH · 68.9% owners · Evergy MO West
Solar in Kansas City, KSKansas-side KC metro, Wyandotte County's largest city. Served by Evergy with state-codified true net metering, one of the best solar setups in our service area. Home of Kansas Speedway + Children's Mercy Park. Read the KCK guide~157K · 60.9% homeownership · $172K median · +12.8% YoY · Evergy Kansas Metro
Solar in Overland ParkKansas's second-largest city and Johnson County's wealthiest. Evergy Kansas with true net metering. Newer housing stock (median build 1989) means simpler installs. Blue Valley + Shawnee Mission districts. Sundance Ridge, Coventry Valley, Terrybrook Farms. Read the Overland Park guide~208K · 60.5% homeownership · $414K median · +7.6% YoY · Evergy Kansas Metro
Solar in OlatheKansas's 4th largest city. Johnson County seat. One of the highest homeownership rates of any KC metro city we serve. Newer 1990s-2000s housing stock means simpler installs. On the historic Santa Fe Trail. Garmin International world HQ. Read the Olathe guide~145K · 74.8% homeownership · $365K median · +1994 build year · Evergy Kansas Metro
Solar in ShawneeJohnson County's 3rd-largest city. Founded 1857, four years before Kansas statehood. Widest housing-stock age range in Johnson County: pre-1939 historic homes through 2020s new construction. Home of Shawnee Town 1929 living-history museum. Evergy Kansas Metro with full K.S.A. 66-1263 net metering. Read the Shawnee guide~69K · 73.7% homeownership · $378K median · 1985 median build · Evergy Kansas Metro
Solar in WichitaLargest city in Kansas. Anchored by Boeing, Spirit AeroSystems, Textron Aviation, and Koch Industries' headquarters. Tornado-alley climate makes the Franklin aPower 2 battery a particularly strong fit. Better peak sun hours (5.0+ daily) than the KC metro means faster solar payback. Evergy Kansas Central territory. Read the Wichita guide~398K · 5.0+ peak sun hrs/day · Tornado alley · Evergy Kansas Central
Solar in LawrenceHome of the University of Kansas. Douglas County seat. On Evergy Kansas Central (not Metro) where rates rose while KC metro rates fell in the 2023 rate case. That makes solar rate-lock especially valuable here. Historic Massachusetts Street downtown. Read the Lawrence guide~97K · 43.6% homeownership · $293K median · Age 29 · Evergy Kansas Central
Solar in TopekaKansas's capital and 5th-largest city. Evergy Kansas Central territory (not Metro), with true net metering under K.S.A. 66-1263 but a rising rate trajectory. State-employee market, Potwin Place historic district, Washburn University, Shawnee Heights suburbs. Read the Topeka guide~127K · 59% homeownership · $158K median · Evergy Kansas Central
Solar in Manhattan, KSHome of Kansas State University (~20K students) and adjacent to Fort Riley (~15K soldiers). Evergy Kansas Central territory, same K.S.A. 66-1263 net metering as Lawrence and Topeka. K-State faculty market + Fort Riley forever-home demographic. Read the Manhattan guide~54K · 43.5% homeownership · $222K median · Evergy Kansas Central
Region 4
Other Missouri Markets
3 city guides (Springfield + Cape Girardeau + Joplin) · Missouri side complete · Mixed utilities (Municipal + Ameren + Liberty)
Solar in Springfield, MOQueen City of the Ozarks. Served by City Utilities of Springfield (CU), a municipal utility bundling electric, gas, water, and fiber broadband. Missouri State University, Drury, Bass Pro Shops HQ, Route 66 birthplace. Municipal utility pair with Columbia. Read the Springfield guide
~170K · 43.9% homeownership · $172K median · City Utilities of Springfield
Solar in Cape GirardeauSoutheast Missouri's largest city on the Mississippi River bluffs. Ameren Missouri territory (same rules as STL metro). Home of Southeast Missouri State University and the birthplace of Drury Hotels. Bluff geography means no floodplain concerns. Read the Cape Girardeau guide~40K · 54% homeownership · $168K median · Ameren Missouri
Solar in JoplinSouthwest Missouri's largest city, the only major MO city on Liberty Utilities (formerly Empire District). 2011 EF-5 tornado rebuilt roughly a third of the housing stock, so Joplin has unusual concentration of post-2012 modern homes. Missouri Southern State University, Route 66, Murphysburg Victorian district. Read the Joplin guide~52K · 53.4% homeownership · $155K median · Liberty Utilities
Josh founded Solar Assure in Lake Saint Louis, Missouri to bring residential solar to families across Missouri and Kansas without the high-pressure tactics of national sales organizations. He personally handles system design and the initial quote for every customer across all service areas covered on this page, including Ameren Missouri and Cuivre River Electric territory across St. Charles County, Columbia Water and Light's municipal rebate program, the split Ameren and Three Rivers utility in Jefferson City, Evergy Missouri Metro in Kansas City, and Evergy Kansas Metro across Johnson and Wyandotte counties, plus Evergy Kansas Central in Lawrence. The founders personally handle every project from first quote to interconnection.
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Related Guides
More on going solar in Missouri & Kansas
Missouri Solar Incentives 2026What's still available after the federal ITC expired Dec 2025
Kansas Solar Incentives 2026K.S.A. 79-201 property tax exemption
Missouri Solar Cost Guide2026 system-by-system breakdown across all 11 MO cities
Kansas Solar Cost Guide2026 costs across Evergy KS Metro and Central
Franklin aPower 2 Home Battery$15,500 installed, 15 kWh usable, 15-year warranty
Missouri Net Metering LawRSMo 386.890 explained in plain English
Kansas Net Metering LawK.S.A. 66-1263 plus HB 2527 amendments
When Not to Install Solar8 honest reasons to wait or skip
Free Solar Cost CalculatorYour roof, your bill, your savings in 60 seconds