Kansas payback is slower than Missouri's by about a year. The reason isn't the rate (Kansas retail rates are slightly higher) but the net metering structure: under K.S.A. 66-1263 as amended by HB 2527, excess kWh exported to the grid is credited at approximately 2.4 cents wholesale, not the 15.25 cents retail rate. This page does the full math four times: small system, typical 10 kW, larger 12 kW, plus the battery question. With assumptions documented and worked out line-by-line.
Yes, but the math is different from Missouri. A typical 10 kW system on an Evergy Kansas residential account costs $20,250 net (after Solar Assure's 25 percent Midas Wealth pass-through), saves about $1,709 in Year 1, and pays for itself in approximately 10 years. Over 25 years the system delivers about $66,000 in cumulative savings on a $20,250 outlay, for net 25-year value of approximately $46,000. The federal residential ITC expired December 31, 2025 and is not in this math. The Section 48E commercial credit is, via Solar Assure's Midas Wealth check.
Kansas payback is roughly one to two years slower than Missouri payback for equivalent systems. Many websites either ignore this or hand-wave it. We are putting the actual numbers down because we run both states and the difference matters when a homeowner is making a $20,000 decision. Three things drive the gap: (1) Kansas net metering under K.S.A. 66-1263 (as amended by HB 2527 in 2024) credits excess kWh at the utility's wholesale system-average rate (about 2.4 cents per kWh) rather than the retail rate; (2) Kansas net metering credits expire annually on March 31, so unused credit is forfeited at year-end; and (3) the K.S.A. 79-201 Eleventh property tax exemption is a 10-year window, not permanent.
The good news: even with these structural differences, Kansas residential solar is firmly profitable on a 25-year horizon, and the strategy that wins in Kansas is simple. Right-size the system to your actual consumption. Avoid the temptation to oversize for self-sufficiency. The math below shows exactly why, scenario by scenario.
Eight inputs determine your number. The two that matter most in Kansas (and that most online calculators get wrong or skip) are the net metering structure and the system sizing relative to consumption.
1. Your retail electric rate. Evergy Kansas Metro and Evergy Kansas Central residential customers pay approximately 15.25 cents per kWh blended (energy charge plus delivery and riders). Liberty Utilities Kansas customers pay slightly more on average. Kansas rates have risen approximately 10 percent over the past three years and the trend continues. Your savings on self-consumed solar production are valued at this retail rate. Higher retail rate equals faster payback on the self-consumed portion.
2. Your net metering structure. Kansas K.S.A. 66-1263 (as amended by HB 2527 in 2024) credits residential customer-generators at retail rate for kWh self-consumed in the same billing period, but at the utility's average system cost rate (approximately 2.4 cents per kWh) for excess kWh exported to the grid. This is significantly less favorable than Missouri's RSMo 386.890 1:1 retail rate. The structure makes oversizing costly: every kWh produced beyond your consumption gets the 2.4 cent rate, not the 15.25 cent rate.
3. System size relative to consumption. A 6 kW system on a 12,000 kWh consumer self-consumes about 85 percent of production. A 10 kW system on the same household self-consumes about 70 percent. A 12 kW system self-consumes about 65 percent. The smaller system has the better effective rate per kWh because more production hits the retail credit and less hits the wholesale. This is the opposite of the Missouri optimization, where bigger is generally better up to roof capacity.
4. Federal Section 48E commercial credit. The federal residential ITC (Section 25D) expired December 31, 2025 under OBBBA. Section 48E (commercial clean electricity credit) remains active through 2032. Solar Assure passes 25 percent of Section 48E credit value back to residential customers as the Midas Wealth check, reducing effective net cost from $2.70 per watt to approximately $2.025 per watt.
5. Kansas property tax exemption (K.S.A. 79-201 Eleventh). Kansas exempts solar property from property tax for 10 calendar years after installation. After year 10, the system is taxable, but Kansas uses 11.5 percent fractional assessment for residential property and the depreciated value of an 11-year-old solar system is small. Practical impact on long-term payback math: minimal but worth noting.
6. Annual rate inflation. We use 4 percent for these calculations, conservative against the Kansas multi-year average of approximately 5 percent. Each percentage point of rate inflation shaves several months off payback and adds several thousand dollars to 25-year value.
7. Panel degradation. Tier 1 monocrystalline panels degrade approximately 0.5 percent per year. Year 25 production is about 88 percent of Year 1 production. Built into all the scenario math below.
8. Financing. Cash purchase produces the cleanest payback math. Financed payback adds 6 to 10 percent annual financing cost depending on loan terms, which extends simple payback by 1 to 3 years depending on rate and term. The math below assumes cash purchase.
Each scenario uses the exact same Year 1 to Year 25 simulation: 4 percent annual rate inflation, 0.5 percent annual panel degradation, K.S.A. 66-1263 net metering structure (retail self-consumption + 2.4 cent excess credit), Solar Assure's $2.70 per watt pricing, 25 percent Midas Wealth pass-through, $0 federal ITC. The cash flows then determine simple payback year and 25-year cumulative.
Smaller homeowner, single-story 1,800 sq ft house, two adults, ~9,000 kWh annual consumption. Tighter system size matches consumption closely so most production gets the retail credit. This is actually the best percentage payback in Kansas.
Median Kansas residential solar install. Suburban 2,400 sq ft house, family of four, ~14,000 kWh annual consumption. System at about 107 percent of consumption (small overbuild for degradation). This is what most Kansas homeowners actually buy.
Larger home, ~16,000 kWh annual consumption. Big AC load. Larger Wichita house with sufficient roof capacity to install 12 kW. System at about 113 percent of consumption. More excess production hits the wholesale rate, so per-watt payback economics are the worst of the three sizes.
Same 10 kW solar plus a 15 kWh Franklin aPower 2 battery. Battery enables ~93 percent self-consumption (capturing what would otherwise be exported at 2.4 cents and using it overnight at retail rate). Solar payback improves but battery itself does not pay back in pure ROI terms.
Battery economics in Kansas: A battery does not pay for itself in Kansas on pure ROI grounds. The 26-year battery-alone payback exceeds the 15-year warranty. Batteries make sense in Kansas for outage protection (Kansas weather creates legitimate grid resilience needs), demand response participation, or as future-proofing against further net metering changes. For a Kansas household specifically valuing severe-weather backup, the Franklin aPower 2 is a reasonable add. For pure financial return on investment, it does not improve Kansas solar economics in any clear way.
The pattern: smaller systems have better percentage payback in Kansas because more production gets the retail credit. Larger systems have higher absolute dollar return but slower percentage payback. Battery doesn't change this math much.
The single most consequential difference between Kansas and Missouri solar economics is how excess kWh are credited. Here is the actual statute and what it does.
The Net Metering and Easy Connection Act was enacted in May 2009. It governs net metering for Kansas's investor-owned utilities (Evergy Kansas Metro, Evergy Kansas Central, and Liberty Utilities). It does NOT apply to municipal electric utilities or rural electric cooperatives, which are governed separately and typically offer "parallel generation" or net billing rather than true net metering.
For customer-generators that began operating a renewable energy resource under an interconnect agreement with the utility on or after July 1, 2014, the utility shall credit excess net energy generation to the next billing cycle at the system average cost of energy, rather than the residential retail rate. Plain-English summary of the post-2014 K.S.A. 66-1263 structure
The "system average cost" rate has been approximately 2.4 cents per kWh in recent KCC dockets. Compare this to the Evergy Kansas residential retail rate of approximately 15.25 cents per kWh. The difference is about 12.85 cents per kWh, or roughly 84 percent. This is why right-sizing matters so much in Kansas.
Net excess generation accumulates as bill credit and expires on March 31 each year. Customer-generators cannot bank credit indefinitely. This creates an additional reason to size tightly to consumption: any unused credit at year-end is forfeited.
HB 2527 was signed into law April 29, 2024 with most provisions effective July 1, 2024. It amended K.S.A. 66-1263 et seq. to: (a) increase the aggregate net metering capacity cap (formerly 1.0 percent of utility historic peak demand) by 1.0 percent annually until 2027, when the cap reaches 5.0 percent; (b) increase the per-customer system size cap to 150 kW for residential customers from the previous lower limits; (c) require net-metered systems to be sized appropriately based on historic energy consumption; and (d) establish detailed billing rules for customer-generators on optional time-of-use rates.
Substitute for HB 2149 (2025) added a parallel set of rules establishing a "parallel generation service" tariff and aggregate caps escalating from 6 percent of utility historic peak demand on July 1, 2025 to 8 percent on July 1, 2027.
For systems beginning operation on or after January 1, 2026, generation capacity may not exceed export capacity by more than 50 percent (excluding storage). This is a new restriction that effectively caps system oversizing relative to interconnection capacity.
Each row shows the approximate impact of changing one variable while holding the others constant at the typical 10 kW Evergy Kansas case (10.1-year payback baseline).
| If this changes | Direction | Approximate payback shift |
|---|---|---|
| System size 6 kW instead of 10 kW | Faster | ~1.3 years sooner (better self-consumption ratio) |
| System size 12 kW instead of 10 kW | Slower | ~0.5 years later (more excess at wholesale rate) |
| Liberty Utilities Kansas vs Evergy | Slightly faster | ~3 to 6 months sooner (slightly higher Liberty rates) |
| Rate inflation 5% instead of 4% | Faster | ~6 months sooner |
| Add Franklin aPower 2 battery | Slower combined | +4.7 years on combined system payback |
| Heavy daytime AC use (high self-consumption) | Faster | ~3 to 9 months sooner (more retail rate capture) |
| Time-of-use rate (Evergy Nights & Weekends) | Variable | Depends on usage pattern; can help OR hurt |
| Financed instead of cash purchase | Slower | +1 to 3 years (depending on rate and term) |
| Wholesale credit rate rises by 1¢ | Faster | ~6 to 9 months sooner on a 30%-export system |
For most Kansas households the dominant variable is system size relative to consumption. Right-sizing is worth more than rate optimization or financing optimization. If you are choosing between a 10 kW system and a 12 kW system on a 14,000 kWh consumer, the 10 kW system is the better economic choice in Kansas even though both will work.
Forty-five minutes with your last 12 utility bills and a calculator.
Add up the kWh used across all 12 months on your Evergy Kansas, Liberty, or municipal utility bills. A typical Kansas household uses 12,000 to 15,000 kWh annually (slightly higher than Missouri because of summer AC load). This is the number you size your system to match. Avoid sizing for more than your actual consumption: in Kansas, excess production gets approximately 2.4 cents per kWh wholesale rather than the approximately 15.25 cents retail rate.
Kansas average production is approximately 1,500 kWh per kW of installed capacity per year (Wichita is one of the sunniest cities in the Midwest; northern Kansas slightly less). Divide your annual consumption by 1,500 to get target kW. Example: 13,500 kWh divided by 1,500 = 9 kW target system. Round up slightly (10 kW) for 10 to 15 percent overbuild buffer for degradation. Avoid going beyond 110 to 115 percent of consumption.
Multiply target kW by 1,000 to get watts. Multiply watts by $2.70 to get gross cost. Multiply gross by 0.25 to get the Midas Wealth check amount. Subtract Midas Wealth from gross to get net cost. Example for 10 kW: 10,000 watts × $2.70 = $27,000 gross. $27,000 × 0.25 = $6,750 Midas Wealth check. $27,000 - $6,750 = $20,250 net cost.
Estimate self-consumption percentage based on system size relative to consumption. Tightly-matched (production equals 90 to 100 percent of consumption): assume 80 to 85 percent self-consumption. System at 110 percent of consumption: assume 70 percent. System at 130 percent of consumption: assume 65 percent. Calculate: (production × self-consumption percent × $0.1525) + (production × remaining percent × $0.024).
For a fast heuristic: divide net cost by Year 1 savings, then add roughly 1 to 2 years for the inflation and degradation effects. For typical 10 kW: $20,250 / $1,709 = 11.8 simple, with inflation knocking that down to about 10. For a precise number, Solar Assure's quote includes per-year cash flow and IRR specific to your property using your actual utility bills and roof orientation.
Thirteen questions Kansas homeowners ask us most often about solar economics and net metering structure.
For a typical 10 kW system on an Evergy Kansas Metro or Evergy Kansas Central residential account, payback in 2026 is approximately 10 to 11 years on a $20,250 net cost (after Solar Assure's 25 percent Midas Wealth pass-through of the federal Section 48E commercial credit). The 25-year cumulative savings on a typical 10 kW system is approximately $66,000, for net 25-year value of approximately $46,000 after the system pays for itself. The federal residential ITC under Section 25D expired December 31, 2025 under the One Big Beautiful Bill Act; this guide computes payback without it.
Two reasons. First, Kansas net metering under K.S.A. 66-1263 (as amended by HB 2527 in 2024) does not credit excess exported kWh at the full retail rate. For Evergy Kansas customers operating a system on or after July 1, 2014, excess energy is credited at the utility's average system cost rate (approximately 2.4 cents per kWh) rather than the residential retail rate (approximately 15.25 cents per kWh). This is a substantial reduction. By contrast, Missouri RSMo 386.890 provides full 1:1 retail rate net metering throughout the year. Second, Kansas net metering credits expire annually on March 31, so any unused excess credit is lost at year-end. The combined effect is that Kansas systems should be sized tightly to actual consumption to avoid excess export at the wholesale rate.
No. The federal residential clean energy credit under Internal Revenue Code Section 25D (commonly called the residential ITC) expired December 31, 2025 under the One Big Beautiful Bill Act signed July 2025. Systems installed in 2026 or later cannot claim Section 25D. The federal commercial clean electricity credit under Section 48E remains active for projects placed in service through 2032, with a step-down beginning in 2033. Solar Assure passes 25 percent of the Section 48E credit value back to residential customers as the Midas Wealth check, reducing effective system cost from approximately $2.70 per watt to approximately $2.025 per watt net.
K.S.A. 66-1263 through 66-1271 (the Net Metering and Easy Connection Act) governs Kansas net metering for the state's investor-owned utilities (Evergy Kansas Metro, Evergy Kansas Central, and Liberty Utilities). Under the act as amended by HB 2527 in 2024, residential customer-generators on or after July 1, 2014 receive: bill credits at the residential retail rate for kWh self-consumed in the same billing period, and bill credits at the utility's average system cost rate (approximately 2.4 cents per kWh) for excess kWh exported to the grid. Net excess generation accumulates as bill credit and expires on March 31 each year. For systems beginning operation on or after July 1, 2024, generating capacity may not exceed 150 kW for residential customers and is sized based on historic energy consumption. For systems beginning operation on or after January 1, 2026, generation capacity is further limited to 50 percent above export capacity. Read more in our Kansas net metering guide.
Kansas House Bill 2527 (2024 Session) was signed into law April 29, 2024 with most provisions effective July 1, 2024. HB 2527 amended K.S.A. 66-1263 et seq. (the Net Metering and Easy Connection Act) and made multiple changes including: increasing the aggregate net metering capacity cap (formerly 1.0 percent of utility historic peak demand) annually until 2027, when the cap will be 5.0 percent; increasing the per-customer system size cap to 150 kW for residential customers; requiring net metered systems to be sized appropriately based on historic energy consumption; and establishing detailed billing rules for customer-generators on optional time-of-use rates. The 2025 Substitute for HB 2149 added further provisions establishing a parallel generation service tariff and aggregate caps escalating from 6 percent of utility historic peak demand on July 1, 2025 to 8 percent on July 1, 2027. The combined effect is a more complex but generally expanded framework for distributed generation in Kansas, while preserving the unfavorable wholesale rate for excess export.
Right-sizing matters more in Kansas than in Missouri because Kansas excess credits are paid at approximately 2.4 cents per kWh wholesale rather than the approximately 15.25 cents per kWh retail rate. The optimal Kansas system is one that matches your actual annual consumption as closely as possible without significantly oversizing. Solar Assure uses Aurora Solar to model expected production against your last 12 months of utility bills and recommends a system that captures the largest share of self-consumption. As a rule of thumb: a smaller system (such as 6 to 8 kW for a 9,000 to 12,000 kWh annual consumer) generally produces a better percentage payback than a larger oversized system. The math in this guide shows a 6 kW system at approximately 8.8 year payback versus a 12 kW system at approximately 10.6 year payback even when the absolute dollar return is higher on the larger system.
K.S.A. 79-201 Eleventh provides a 10-year property tax exemption for property used to generate electricity from renewable energy resources, including residential and commercial solar photovoltaic systems. The exemption begins the calendar year after installation and runs for 10 calendar years. After year 10, the system becomes subject to Kansas property tax on its assessed value at residential property assessment rates. In practice the dollar impact is small because Kansas uses fractional assessment (residential property is assessed at 11.5 percent of fair market value) and a depreciated solar system has limited assessed value by year 11. The exemption is significantly different from Missouri's treatment, which de facto exempts residential rooftop solar permanently in most counties despite the 2022 Springfield Solar 1 ruling that struck down the prior statutory exemption. Read more about the Missouri side in our Missouri property tax explainer.
A Franklin aPower 2 battery (15 kWh usable, 15-year warranty, $15,500 installed) does improve self-consumption percentage significantly: a typical 10 kW system goes from approximately 70 percent self-consumption without battery to approximately 93 percent with battery. The Y1 savings improvement is approximately $440 per year. However the battery does not pay for itself in pure ROI terms in Kansas: simple payback on the battery alone is approximately 26 years, well beyond its 15-year warranty. Batteries make economic sense in Kansas when the homeowner values outage protection (Kansas weather creates legitimate grid resilience needs), demand response participation, or future-proofing against further net metering changes. For pure financial return, a battery does not improve Kansas solar economics. For a Kansas household specifically valuing outage protection during severe weather, a battery is a reasonable add.
Solar Assure's standard residential pricing in Kansas is $2.70 per watt installed (gross). After Solar Assure's 25 percent Midas Wealth pass-through of the federal Section 48E commercial credit, effective net pricing is approximately $2.025 per watt. For typical residential system sizes: a 6 kW system is approximately $16,200 gross / $12,150 net; a 10 kW system is approximately $27,000 gross / $20,250 net; a 12 kW system is approximately $32,400 gross / $24,300 net. Pricing includes Tier 1 monocrystalline panels (typically 400 to 440 watt residential modules), microinverters or string inverters depending on roof shading, all electrical components and conduit, racking and roof penetrations, electrical interconnection, permits, KCC paperwork, and 25-year workmanship and equipment warranties. Battery and EV charger options are quoted separately. See our Kansas solar cost guide for system-by-system breakdowns.
Kansas residential solar payback is approximately 1 to 2 years longer than Missouri for equivalent system sizes. A 10 kW system in Missouri (Ameren MO retail rate approximately 14 cents per kWh, RSMo 386.890 1:1 retail net metering) pays back in approximately 9 years. The same 10 kW system in Kansas (Evergy Kansas retail rate approximately 15.25 cents per kWh, K.S.A. 66-1263 wholesale-rate excess credit) pays back in approximately 10 to 11 years. The reason: even though Kansas retail rates are slightly higher than Missouri's, only the self-consumed portion of solar production benefits from the retail rate. Excess production exported to the grid in Kansas is credited at approximately 2.4 cents per kWh, far below the retail rate. Missouri's RSMo 386.890 credits all kWh at retail throughout the year with avoided-cost true-up only at the annual reconciliation. Right-sizing the system to match consumption matters far more in Kansas. Read our Missouri solar payback guide for the full Missouri side.
Solar typically increases home value, but the assumed value capture varies by buyer and market. Multiple national studies suggest residential solar adds approximately $4 per watt to home sale value, although this number is averaged across many regions and not specific to Kansas. For a 10 kW system that cost $20,250 net to install, the home value uplift could plausibly be $25,000 to $40,000 if priced appropriately at sale. Kansas does not have specific solar transferability concerns unique to the state, but homebuyers in Kansas should be aware that the original homeowner who claimed Section 48E credit (or whose installer claimed it via Midas Wealth pass-through) may have specific requirements. Solar Assure's installations are designed for transferability with documentation packages provided to the homeowner.
Possibly. Kansas net metering policy has been modified twice in recent years (HB 2527 in 2024 and Substitute for HB 2149 in 2025) and the trend has been toward more restrictive treatment of distributed solar. The January 1, 2026 50 percent generation capacity rule and the aggregate caps (rising to 8 percent of utility historic peak demand by July 1, 2027) suggest continued tightening. However systems that begin operating before any future rule change typically receive grandfather treatment under Kansas administrative practice. If you are considering Kansas solar, installing sooner rather than later locks in whatever rules apply at the time of interconnection. Solar Assure tracks Kansas legislative and KCC activity quarterly and updates customers about any changes that could affect existing or new installations.
For a typical 10 kW Evergy Kansas system at $20,250 net cost, the 25-year cumulative savings is approximately $66,000 ($46,000 net after the system pays for itself). For a smaller 6 kW system at $12,150 net cost, the 25-year value is approximately $46,000 ($34,000 net). For a larger 12 kW system at $24,300 net cost, the 25-year value is approximately $75,000 ($51,000 net). These figures assume 4 percent annual rate inflation, 0.5 percent annual panel degradation, current Evergy Kansas residential retail rate (approximately 15.25 cents per kWh), and the K.S.A. 66-1263 wholesale rate (approximately 2.4 cents per kWh) for excess exports. Kansas systems remain solidly profitable over 25 years even without the federal residential ITC; they just require more careful sizing than Missouri systems.
Solar Assure's Aurora Solar quote uses your last 12 months of utility bills and your actual roof orientation to compute payback specific to your home. We size systems to match consumption, not to upsell. No hard pitch, no high-pressure tactics, no commission salespeople.
josh@solarassure.net